Checking Accounts

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- Optima Checking - No Minimum Balance Requirement - Direct Deposit

- Debit Card Services

- Member of the "SUM" Program & "CU 24" Network

- Account Activity Available In Virtual Branch

- Have Part Or All Of Your Payroll Direct Deposited

- Traditional Checking - Non-Direct Deposit - Balance of $300.00 - Monthly Service Charge

MasterCard Debit Cards

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Members can access their accounts 24 hours a day at any ATM or participating "SUM" programs member. Withdrawals, Balance Inquiries, and Transfer can be preformed around the clock.

Lost Or Stolen Cards

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Call 1-800-528-2273

Savings Accounts & Rates

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Certificate Deposits

We offer 6, 12, 18, and 24 month accounts

Rates and terms are subject to change

For the most accurate rates, call (401) 438-7788

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Member Club Accounts

Christmas Clubs - 52 Weeks

Vacation Clubs - 52 Weeks

Fees

How To Join

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In order to open a membership account, you must have the following information to complete the process:

1. Your Social Security or Tax ID Number
2. Your Driver's License or ID card issued by a State DMV
3. Information About Any Loans or Mortgages To Help Confirm Your Identity
4. Your Current Bank and Routing Numbers

Once gathered, bring the required materials to the Credit Union.

Account Migration

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In order to open a membership account, you must have the following information to complete the process:

1. Open your new account
2. Make the switch worry-free
3. Move automatic deposits and payments

Make a list of automatic payments that will need to be re-routed to your new checking account using the Automatic Payment Checklist

Next, use our Automatic Payment Form to help switch any automatic deductions coming out of your old account to be deducted from your new.

Finally, use our Direct Deposit Enrollment form.

4. Verify that all checks have cleared, payroll deposits transferred, and automatic payments deducted.

Routing Number: 211589996